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Undergraduate Student Loans
Total loan dollars and the share of undergraduates with loans increased in 2021 compared to the year prior, however, total loans are were still over $200 million lower in 2022 than a decade prior and the share of undergraduates with loans was significantly lower in 2022 than 2012.
Notes: Total loans reflect the amount of loan dollars awarded to first-time, full-time undergraduates at public two- and four-year institutions. Share of undergraduates with federal loans is restricted to first-time, full-time undergraduates. Average debt of bachelor’s degree graduates is the cumulative debt among completers who borrowed at public and private four-year institutions. Undergraduate loan data not available for the Commonwealth of the Northern Mariana Islands.
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